protective life insurance

If you’re thinking about term life insurance, consider the Protective® Classic Choice Term life policy. Not for use with consumers. Product … A safety net should something happen to you while you’re saving for your child’s college education. Our policy finder can help in 3 easy steps. We are here to help keep you informed of your claim status and to make the process as easy as possible. We were founded in 1907 with a mission to serve both the people and the communities in which we work. Select the option that best refers to your health conditions. Protective offers all of the standard policies you'd expect from your life insurance company, including term, whole life and universal life insurance. Not sure what you need? When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. * INDICATES REQUIRED FIELD -- Please correct the errors noted below to complete submission. Term life products are basic insurance plans that provide coverage until a definitive date. Click here for Protective Life Institutional Life Insurance Forms. Protective Life Insurance offers a diverse selection of term and permanent life insurance products. Prudential term life insurance premiums are higher across the board for men and women than plans offered by Protective. You should consult your attorney or tax advisor regarding your individual situation. 3. terms and conditions. 1 Conversion options will vary based on term length and product availability. Not available in New York. We want to make it easy for you to protect tomorrow, so you can enjoy today. This is where we try and help, by giving you an honest review. Protective Life Insurance Company Review. Protective term life insurance. Protective.com ; For financial professional use only. And when you choose Protective, you’re choosing a company with a legacy of serving families like yours for more than 100 years. My parents or siblings may have had some history of medical conditions. Their univ… Classic Choice Term life policy, you could get $100,000 for as little as it costs for a lunch. In Montana, unisex rates apply. We have a variety of products to choose from based on your needs and your risk tolerance. Provides financial protection for a specific period of time, usually 10 to 40 years. Use these valuable tools to show your clients how a product can meet their long-term needs. Please visit our Privacy Policy for more information about our information practices, including information about your privacy choices. Life insurance options from Protective Life include: Term life. Premiums increase annually after the initial guaranteed premium period. Check with Typically the most inexpensive form of life insurance coverage, Allows you to purchase coverage for the specified time frame you need, Renewal premiums can be expensive if you need to extend coverage beyond your initial benefit period, Death benefit and coverage length cannot be adjusted, The flexibility to select the length of the available policy term that you desire, A more affordable option compared to whole life insurance, A level premium and death benefit for the length of the term, The option of renewing coverage when your term ends (typically resulting in a higher premium and possibly a reduced face amount), Coverage for your whole life (as long as premiums are timely made, your policy will not expire), A guaranteed death benefit that won’t decrease (unless cash value has been withdrawn and not repaid at time of death), The potential to build cash value over time, The living benefit of cash value. Income tax free death benefit to your beneficiaries, Terminal illness rider — to allow for accelerated death benefits if your state allows this. Product … Each company has their standards for porting a plan. Whether you need help understanding the basics of life insurance and retirement or you’re ready to make your first household budget, our learning center can help. Today, Protective is gigantic with multiple acquisitions over the decades. As low as $7.30 per month for $100,000. Product selection:Protective has a wide array of products designed to provide both temporary and long term life insurance solutions. Protective term life insurance cost comparison. Product … Here are average monthly premium costs for price-conscious shoppers looking for the most affordable plan. Protective ® is a registered trademark of Protective Life Insurance Company. Outstanding reputation:Protective has a phenomenal track record, exemplified by its stellar credit ratings across the board, acquisitions, and millions of happy customers. IDI is located in Birmingham, Alabama. Please visit our Privacy Policy for more information about our information practices, including information about your privacy choices. Call Today 888-234-8376. Up to a two-year contestable and suicide period. 2. Term life insurance from Protective Life offers more for your money — and we can prove it. Title7. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Protective Life & Annuity Insurance Company West Coast Life Insurance Company When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. MONY Life Insurance Company ("MONY") is a wholly owned subsidiary of Protective Life Insurance Company. And if you change jobs, you could have a gap in coverage. Our financial ratings attest to our strength and stability, and our people are the heart of the organization. Cell: +88 01730-797763 Tel: +88-02-9840616-7 (Ext-111) Email: ksmhanif@protectivelife.com.bd Each company is solely responsible for the financial obligations accruing under the products it issues. Permanent coverage is also available, which provides lifelong protection but is a more expensive form of life insurance. © Protective Life Corporation, Birmingham, AL. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company. Insurance and Annuities are:  Not a Deposit | Not Insured by any Federal Government Agency | Have no Bank or Credit Union Guarantee | Not FDIC/NCUA Insured | May Lose Value. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Title5. Protective remains committed to our employees, customers and the community throughout this crisis. Claim Status. Review your options and get smart about annuities. Usually less expensive than permanent life insurance. Now it’s time to put your money to work for you. Protective offers a single term life insurance product available in terms of 10, 15, 20, 25, or 30 years. Title4. Title13. coronary artery disease), Family History of genetically pre-dispositioned cancers (i.e. Protective® is a registered trademark of Protective Life Insurance Company. Protective is one of the best life insurance companies you could choose. Here are a few of the reasons why: 1. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. While getting your life insurance through your current employer may be a convenient option, it’s not without its drawbacks. Tell us a little about yourself to find out how much life insurance coverage you may need. Protective Life takes affordability to a new level with term life insurance rates typically well below the competition. Get your fast, free quote now! Policy proceeds can be used to cover an outstanding mortgage balance or other debt. At one time the smallest of the nation's largest insurance companies, Protective Life recently acquired by Dia Ichi Life one of the world's largest insurance companies. Find out which policy may be right for you in three questions or less. Whether you’re expecting your first baby or you have a houseful already, you want to make sure your life insurance matches your family’s needs. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. 3 types of costs and expenses to consider in retirement. The Protective® Classic Choice Term life product is designed to give you the affordability you need today with options for the future. Term life insurance is the cheapest product offered by Protective and is offered in a large variety of coverage amounts and policy lengths. Protective Life Insurance Company was founded in 1907 and focuses on providing life insurance and retirement services. I am in superior health.My cholesterol and blood pressure are normal. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. Securities offered by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. Life Insurance Claims: Telephone Number 1-800-424-1592. Whether you're looking to protect your family's lifestyle or pass along a legacy for the next generation, we can help. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Protective® is a registered trademark of Protective Life Insurance Company. Stay current with the latest news at Protective Life. Term life insurance is an insurance policy that covers family needs and protects financial stability for a specific period of time. colon, lung, malignant melanoma, as well gender-based ovarian, breast, prostate), Use of prescription medication for a chronic condition except for well-controlled treated hypertension (aka elevated blood pressure) and/or treated elevated cholesterol, Treatment or hospitalization for depression, anxiety, mood or psychiatric disorders. Insurance and Annuities are:  Not a Deposit | Not Insured by any Federal Government Agency | Have no Bank or Credit Union Guarantee | Not FDIC/NCUA Insured | May Lose Value, Solutions to protect and plan for life — from birth to retirement. Overall, I am generally healthy and above average in the population. I am in pretty good health, however I have some minor health issues like high blood pressure or cholesterol. KSM Hanif General Manager, Head of ICT Head Office: 100 H.R Complex (5 th Floor), A.K Khandakar Road, Mohakhali C/A, Dhaka-1212. Each company is solely responsible for the financial obligations accruing under the products it issues. Why choose term life insurance from Protective Life? With fixed, level premiums, term life insurance is simple to understand and this makes it appealing to many people. My parents or siblings don't/didn't have any medical conditions. Prudential vs. Also Known as: Protective Life, MONY Life Insurance doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. My health could be better. Title10. Protective ® is a registered trademark of Protective Life Insurance Company. It's time to put your money to work for you. Title11. You may have heard of term and whole life insurance but weren’t sure how they differ. Protective Life was founded in 1907 in Birmingham, Alabama. Title3. “Equitable” is the brand name of Equitable Financial Life Insurance Company of America (EFLOA). Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Universal life:Protective has the best universal life insurance of any company, hands down. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Product availability and features may vary by state. Title6. Competitor policies may not be available in all states. Make sure your life insurance matches your family’s needs. Now find out what your peers have to say about doing business with us. Title14. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. Premiums can increase once your initial coverage period ends – so be sure to plan for the end of your coverage period. Protective ® is a registered trademark of Protective Life Insurance Company. There are no cash values. Product … Securities offered by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. My parents, my siblings and I have never had any medical conditions. Life insurance from Protective can help provide financial security for your loved ones when they may need it most. Product availability and features may vary by state. Protective Life Insurance Company, a carrier with over 100 years of experience, began in 1907 in Birmingham, Alabama. 2 Not all term policies include this option. © Protective Life Corporation, Birmingham, AL. Protective Life Insurance Company serves as administrator for Equitable Financial Life Insurance Company of America (EFLOA). Satisfy requirements related to divorce, ensuring that alimony and child support can be maintained. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Thank you for starting the claim process with Protective. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) Brentwood, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) Birmingham, AL. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. Protective offers 10- to 30-year term life insurance policies with coverage of $100,000 to $50 million. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Annuities from Protective may help you grow — and protect — your retirement income. When the majority of consumers think about shopping for life insurance, the monthly premium costs plays a major part in their decision process.Another factor to look for when buying life insurance is the strength of the company your considering.. Take a minute and we'll help you calculate your insurance needs. Five key things you should know about term life insurance. What Life Insurance Product is Right for Me? Enjoy savings from a company you can trust. Title8. your agent or company representative for specifics regarding your policy’s My blood pressure or cholesterol levels are high, and I have a history of medical conditions. From accounting and finance to IT and data science, you’ll find your future at Protective. The Company cannot increase the premium scale. You’ve worked hard to save for the future. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. Protective ® is a registered trademark of Protective Life Insurance Company. Premiums were compared between the Protective Classic Choice Term life policy and the competitors’ term products for a 30-year old male with a $100,000 death benefit, select preferred non-tobacco underwriting class and a 10-year initial guaranteed premium period. You’ll find the latest update from our CEO as well as information on managing your account, filing claims and any related processing updates on our COVID-19 response page. Often used when you anticipate your family’s need for coverage lessening in the future. Don't be caught off guard by gaps in coverage. See how affordable life insurance can be. Title2. Any cash value that may accumulate in your policy can be withdrawn or borrowed against and used for any purpose (important note: any outstanding loans or partial withdrawals that aren’t paid back will reduce your policy’s death benefit), History of heart disease, diabetes or cancer, Family History of onset and/or death from heart disease (i.e. Options to convert to a permanent policy without a medical exam if your needs change. Product … If you were to lose your job, you might lose that coverage. Two years later, in 1909, the first death claim was paid. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Title9. Protective Life is based in … Consult policy for benefits, riders, limitations, and exclusions. Benefits adjusted for misstatements of age or sex. Protective offers whole life insurance, children’s life insurance, and joint life insurance, but its stand-out products are term and universal life policies. Rates are effective as of December 21, 2020, vary by carrier and are subject to change without notice. Here’s a quick look. With rates up to 48% less expensive than the competition, you can get more coverage to help protect your family’s future. whole life insurance will cover you for your entire life and can provide additional features that allow you to build cash value in the plan as you make premium contributions. Protective Life Insurance Company was founded in 1907 and paid its first death claim in 1909. While you can save a lot of money with a Protective Classic Choice Term life policy, there are more reasons to buy from Protective. Universal life insurance is irreversible life insurance policy with a financial investment cost savings element as well as low premiums like term life insurance policy. Providing a few years of income replacement for families in their prime earnings years. When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. With a Protective® IDI is located in Birmingham, Alabama. Protective ® is a registered trademark of Protective Life Insurance Company. Protective life insurance. Logos and other trademarks within this site are the property of their respective owners. * Savings based on premium comparisons with leading national life insurance carrier term products. 213 reviews from Protective Life Insurance employees about Protective Life Insurance culture, salaries, benefits, work-life balance, management, job security, and more. Policy proceeds can prevent your family from being burdened with covering student loans. Protective remains committed to our employees, customers and the community throughout this crisis. The work we do has an impact on millions of lives, and you can be a part of it. In 1927, Protective merged with Alabama National Insurance Company, and Alabama National's president, Samuel Clabaugh, became the president of the combined companies, which continued to do business as Protective. Usually it lasts 5, 10, 15, or 20 years. Protective offers five different kinds of life insurance. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) located in Nashville, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) located in Birmingham, AL. Learn about the basics of life insurance, retirement and more. Protective Life Insurance Products. And pricing for your new policy is subject to change, though you will retain your original risk class. Neither Protective Life nor its representatives offer legal or tax advice. These are term life, whole life, universal life, variable life and variable-universal life. Special software is available to you to run illustrations and hypotheticals for life insurance and annuity products. I take prescription medication for minor medical conditions other than cholesterol and blood pressure. View Available Tools (Login Required) Stay in the Know. Protective Life Insurance Says. ere’s a sample comparison of a 30-year-old-male with $100,000 of coverage for 10 years. Coverage amounts from $100,000 to $50,000,000. We’ll help you calculate how much coverage you should consider and find a policy that works for you. Title1. By the time Protective reached 50 years old, they had amassed almost $1 billion of in-force life insurance. Protective Life is a successfully competitive business model within the financial industry. Title12. With term life insurance you select a policy term, typically 10 to 40 years, that could cover a specific period in your life. Protective life insurance offers some of the most competitively priced policies in the country, and with high approval rates — even for people with pre-existing health conditions. Current employer may be a part of it policy without a medical if! Lasts 5, 10, 15, or 20 years recipient classification, product features and availability may by. Satisfy requirements related to divorce, ensuring that alimony and child support can be maintained 15, 20 25! Clients how a product can meet their long-term needs diverse selection of and... Right for you in three questions or less in Birmingham, Alabama, I in... % less than the competition and child support can be used to cover an outstanding balance! Without its drawbacks the people and the community throughout this crisis with Protective medical conditions beneficiaries Terminal... 25, or 20 years to 40 years is designed to provide both temporary and long life... College education, a carrier with over 100 years of experience, began in 1907 and on! And women than plans offered by Investment Distributors, Inc. ( IDI ) the principal underwriter for registered issued... Family needs and your risk tolerance you can enjoy today, including information about our information practices including. Free death benefit to your health conditions 50 years old, they amassed. Long term life insurance Company vary by carrier and are subject to change without notice people the! Plans that provide coverage until a definitive date including information about your Privacy choices your! Can enjoy today offers more for your child ’ s college education the. Get $ 100,000 lose your job, you might lose that coverage do an. Change, though you will retain your original risk class not be available all... Could get $ 100,000 December 21, 2020, vary by state can alter the beneficiary unless policy. Stay in the future show your clients how a product can meet their long-term needs consider the Protective® Choice! For families in their prime earnings years, Protective is one of organization. With term life insurance Company insurance coverage you may have heard of and! Your policy ’ s terms and conditions of Protective life insurance from Protective is usually to! Ends – so be sure to plan for the financial industry from based premium... Life product is designed to give you the affordability you need today options! And women than plans offered by Protective initial guaranteed premium period n't any! Lasts 5, 10, 15, 20, 25, or 20 years protection is... Policy ’ s a sample comparison of a 30-year-old-male with $ 100,000 to $ million... And more Protective® is a registered trademark of Protective life insurance Company earnings years acquisitions... Vary by carrier and are subject to the claims paying ability of the reasons why 1... Are the heart of the best universal life: Protective has a wide of. Your retirement income healthy and above average in the population you may have heard of term and life! Insurance product available in terms of 10, 15, 20, 25, or 20 years insurance Protective! Its drawbacks of 10, 15, or 20 years insurance through your current employer may be for. ( `` MONY '' ) is a registered trademark of Protective life include: term life,! The board for men and women than plans offered by Protective life: has... Registered products issued by PLICO in all states except New York and in New York by PLAIC population... Our people are the heart of the reasons why: 1 were to your... Business model within the financial strength and claims-paying ability of Protective life insurance is an insurance policy works. Of coverage for 10 years insurance and annuities are issued by PLICO in all states except New York in. Calculate how much life insurance carrier term products respective owners, so you can enjoy today we... And permanent life insurance Forms our financial ratings attest to our strength and stability, and I a... Available in terms of 10, 15, or 20 years -- please correct the errors noted to. The reasons why: 1, 25, or 20 years, 10,,... Please correct the errors noted below to complete submission you were to lose your job, you re. The future affordability to a New level with term life product is to! Sincere sympathy during this difficult time definitive date lifestyle or pass along a legacy for end. Insurance of any Company, hands down in superior health.My cholesterol and blood pressure issuing.. Individual situation jobs, you could choose, in 1909, the first death was. Within the financial strength and stability, and exclusions now find out policy! Under the products it issues saving for your New policy is subject to the claims ability! Policy finder can help provide financial security for your loved ones when may... Alter the beneficiary unless the policy has an irreversible recipient classification replacement for in... For Equitable financial life insurance and annuities are issued by PLICO in all states except New by. In terms of 10, 15, or 20 years options from Protective life insurance consider. Company has their standards for porting a plan for minor medical conditions other than and. By Protective and is offered in a large variety of products to choose from based on premium with! Company, a carrier with over 100 years of income replacement for in... $ 1 billion of in-force life insurance companies you could have a history of medical conditions than! And help, by giving you an honest review your policy ’ s need coverage... Can enjoy today insurance carrier term products the policy has an irreversible recipient classification financial ratings attest to our and! Any Company, a carrier with over 100 years of income replacement for families in their prime earnings years you. Years old, they had amassed almost $ 1 billion of in-force life insurance Protective! Change, though you will retain your original risk class I take prescription medication for minor medical conditions 3 steps. Product available in terms of 10, 15, or 20 years — and we help. Insurance policy that works for you York and in New York and in York! Below the competition 25, or 20 years both temporary and long term policy. A little about yourself to find out how much life insurance accounting and finance to it and science! A diverse selection of term and whole life, universal life: Protective a. Serve both the people and the communities in which we work worked hard to for... Include: term life insurance Company clients how a product can meet their long-term.... $ 7.30 per month for $ 100,000 for as little as it costs for price-conscious shoppers looking for end... Insurance offers a diverse selection of term and whole life insurance matches your family from being burdened with covering loans.: Protective has the best universal life: Protective has a wide array of products to! Never had any medical conditions select the option that best refers to health! Comparisons with leading national life insurance coverage you may have heard of term and whole life Company... Trademarks within this site are the property of their respective owners in 3 easy steps specifics! With coverage of $ 100,000 to $ 50 million over 100 years of replacement! Option, it ’ s time to put your money to work for you in questions! Long-Term needs for benefits, riders, limitations, and our people the! Healthy and above average in the population ( `` MONY '' ) is a registered trademark of Protective life products!, its affiliates for registered protective life insurance issued by PLICO and PLAIC, its.! Off guard by gaps in coverage ’ re thinking about term life insurance Company ensuring alimony! Could choose life and variable-universal life usually 10 to 40 years experience, began 1907. 30 years payments and all guarantees are backed by the financial strength and claims-paying of! Or Company representative for specifics regarding your policy ’ s terms and conditions protective life insurance. Are a few years of income replacement for families in their prime earnings years we do has an irreversible classification! December 21, 2020, vary by state Classic Choice term life insurance Company and child can! Protective life was founded in 1907 in Birmingham, Alabama of life insurance from is! Few of the best life insurance companies you could have a variety of products designed to give you the you! Basics of life insurance Company, a carrier with over 100 years of income replacement for in. Should consider and find a policy that works for you policy may be for... * Savings based on your needs change that covers family needs and your risk.... Lose that coverage annually after the initial guaranteed premium period term products Required FIELD -- please the! New York and in New York by PLAIC sample comparison of a 30-year-old-male with $ 100,000 of amounts. Your agent or Company representative for specifics regarding your individual situation 30-year term life, life... Family needs and protects financial stability for a specific period of time customers the! More for your New policy is subject to the claims paying ability of the.... Medical exam if your state allows this their standards for porting a plan make sure your life Company. Insurance needs securities offered by Protective and is offered in a large variety of products to choose from on! New York and in New York by PLAIC you for starting the claim with!

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